--- title: Huma Finance | Richard Liu description: Dr. Richard Liu is the Co-founder and Co-CEO of Huma Finance, a RWA platform where high-performing receivables meet with global capital. He previously worked as the CTO at EarnIn, a Fintech with $15B+ cash advance origination and less than 1% default. Prior, Richard was an Engineering Executive at Google, led the successful launch of multiple 0-to-1 initiatives including Google Fi, a billion-dollar business. He also co-founded an AI-powered career platform Leap.ai, which was acquired by Facebook. --- [![](https://blog.huma.finance/hs-fs/hubfs/Huma_Logo_Main_Dark-2.png?width=2000&height=590&name=Huma_Logo_Main_Dark-2.png)](https://blog.huma.finance/) ![Richard Liu](https://blog.huma.finance/hs-fs/hubfs/Richard%20Liu%20(1).png?width=120&name=Richard%20Liu%20(1).png) # Richard Liu Dr. Richard Liu is the Co-founder and Co-CEO of Huma Finance, a RWA platform where high-performing receivables meet with global capital. He previously worked as the CTO at EarnIn, a Fintech with $15B+ cash advance origination and less than 1% default. Prior, Richard was an Engineering Executive at Google, led the successful launch of multiple 0-to-1 initiatives including Google Fi, a billion-dollar business. He also co-founded an AI-powered career platform Leap.ai, which was acquired by Facebook. [richard@huma.finance](mailto:richard@huma.finance) [Follow me on LinkedIn](https://www.linkedin.com/in/wisdant/) [Follow me on X](https://twitter.com/wisdant) # The latest news and insights ![Banner](https://blog.huma.finance/hs-fs/hubfs/Banner.png?width=1128&height=191&name=Banner.png "Banner") [![](https://blog.huma.finance/hubfs/Headwinds%20for%20RWAs-1.png)](https://blog.huma.finance/headwinds-for-rwas) [![](https://blog.huma.finance/hubfs/Headwinds%20for%20RWAs-1.png)](https://blog.huma.finance/headwinds-for-rwas) 19 Jan 2024 [Richard Liu](https://blog.huma.finance/author/richard-liu) The last couple of days have been promising in terms of financial institutions championing... [Read More](https://blog.huma.finance/headwinds-for-rwas) [Insights](https://blog.huma.finance/tag/insights) [![](https://blog.huma.finance/hubfs/Tailwinds%20for%20RWAs-1.png)](https://blog.huma.finance/tailwinds-for-rwas) [![](https://blog.huma.finance/hubfs/Tailwinds%20for%20RWAs-1.png)](https://blog.huma.finance/tailwinds-for-rwas) 9 Jan 2024 [Richard Liu](https://blog.huma.finance/author/richard-liu) 2023 marked a pivotal year for Real World Assets (RWAs), creating a robust foundation for growth.... [Read More](https://blog.huma.finance/tailwinds-for-rwas) [Insights](https://blog.huma.finance/tag/insights) [![](https://blog.huma.finance/hubfs/RWA_%20Leveraging%20Blockchain%20for%20Real%20World%20Impact.png)](https://blog.huma.finance/rwa-leveraging-blockchain-for-real-world-impact) [![](https://blog.huma.finance/hubfs/RWA_%20Leveraging%20Blockchain%20for%20Real%20World%20Impact.png)](https://blog.huma.finance/rwa-leveraging-blockchain-for-real-world-impact) 2 Jan 2024 [Richard Liu](https://blog.huma.finance/author/richard-liu) Welcome to my series of blog posts on Real World Assets (RWAs). In this first post, we'll define... [Read More](https://blog.huma.finance/rwa-leveraging-blockchain-for-real-world-impact) [Insights](https://blog.huma.finance/tag/insights)