Amazon’s largest merchant community is in Asia. Yet, due to a combined factor of time zones across regions and banking hours, payouts initiated from US/UK banks often miss local banking hours in Asia, pushing settlement to the next business day.
Geoswift, a leading PSP specializing in cross-border payments, needed a scalable, compliant, and near-instant solution to close this gap and meet growing merchant demand for faster settlements.
This is real-time commerce at global scale. From payout to pocket instantly.
With this launch, Geoswift is able to fund merchant accounts as soon as Amazon initiates the payout, leveraging Arf’s compliant settlement capabilities with Huma’s scalable liquidity infrastructure. This demonstrates the power of PayFi to modernize global payments and commerce.
The entire flow is orchestrated on Huma’s PayFi Network—automating disbursements, enforcing compliance (AML/KYC), and delivering real-time transparency.
The solution delivers instant settlement with Amazon sellers in Asia now receiving funds within hours, not days. The flow satisfies regulatory requirements across all jurisdictions involved, providing full compliance, and the infrastructure is built to support millions of global merchants and additional marketplaces.
T+0 as the New Standard for Global Commerce
With PayFi, merchants can receive payments the same day (T+0) — a leap from the 3–5 day delays of legacy rails. The result: greater flexibility, stronger cash flow for merchants, and smoother global operations.
As the demand for real-time settlement grows, this partnership proves the strength of Huma’s PayFi network and the real-world it can have on millions of merchants. This live T+0 use case changes the global payments landscape, overcoming the delays and inefficiencies of SWIFT and traditional banking rails.
About Huma Finance:
Huma is the first PayFi network—accelerating global payments with instant access to stablecoin liquidity. Processing nearly $6 billion in transactions, Huma’s network network is transforming how money moves globally. Learn more at huma.finance.
About Arf:
Arf provides compliant, receivables-backed liquidity and global settlement services that bridge traditional finance and Web3. Visit arf.one.
About Geoswift:
Geoswift is an innovative global payment technology company specializing in APAC cross-border payments. Licensed in the United States, United Kingdom, and China—and supported by an extensive payment network spanning APAC, North America, and EMEA, Geoswift provides customized, end-to-end cross-border payment solutions for a broad spectrum of industries, including education, e-commerce, travel, and financial services.