---
title: Huma Finance Partners with Obligate to Expand Access to Trade Finance
description: Huma Finance Partners with Obligate to Expand Access to Trade Finance at Solana Breakpoint
image: https://blog.huma.finance/hubfs/Huma%2c%20Obligate%2c%20Tradeflow%20%20PR%20launch.png
---

[![](https://blog.huma.finance/hs-fs/hubfs/Huma_Logo_Main_Dark-2.png?width=2000&height=590&name=Huma_Logo_Main_Dark-2.png)](https://blog.huma.finance/)

# Huma Finance Partners with Obligate to Expand Access to Trade Finance

 12 Dec 2025

![Picture of Huma Finance](https://blog.huma.finance/hs-fs/hubfs/Huma_Profile%20(1).jpg?width=40&name=Huma_Profile%20(1).jpg) [Huma Finance](https://blog.huma.finance/author/huma-finance) 

![](https://blog.huma.finance/hubfs/Huma%2c%20Obligate%2c%20Tradeflow%20%20PR%20launch.png)

This collaboration connects Huma's stablecoin liquidity network with institutional trade finance, unlocking sustainable yield opportunities for decentralised finance (DeFi) users worldwide

---

Abu Dhabi, Dec 12th, 2025, 9AM GST – [Huma Finance](https://huma.finance/), the first payments finance (PayFi) network focused on accelerating global money movement, today announced at [Solana Breakpoint](https://solana.com/breakpoint), a strategic partnership with [Obligate](https://www.obligate.com/) & [TradeFlow](https://tradeflow.capital/) to expand access to trade finance liquidity. 

The collaboration will enable innovative trade finance players to tap into a clear value chain: Huma's stablecoin liquidity network, Obligates' compliant issuance infrastructure, and TradeFlow serves as the asset issuer, having generated predictable, uncorrelated yield for over eight years.

Growing demand for compliant, on-chain institutional yield from real-world assets drives this initiative. Managing trade flows across 25+ markets, TradeFlow turns commodities trade finance into investment-grade real-world assets. Building on TradeFlow’s successful track record of issuing USDC-denominated eNotes™ via Obligate, Huma will provide scalable stablecoin liquidity to this proven ecosystem.

“Since Huma's inception in 2022, the network has grown to more than 100,000 liquidity providers looking for institutional-grade yield opportunities that are uncorrelated to crypto markets,” said [Erbil Karaman](https://www.linkedin.com/in/erbilkaraman), Co-Founder and Co-CEO at Huma Finance. “Commodity trade represents around 25% of world trade, $4.5 trillion per year. Partnering with Obligate and TradeFlow enables Huma to provide stablecoin liquidity to this ecosystem in a scalable and compliant way.”

This development establishes a clear value chain: Huma provides the USDC liquidity, Obligate provides the compliant issuance infrastructure, and TradeFlow serves as the asset issuer. 

To enable this opportunity, Obligate has upgraded its platform with a new yield-accruing product offering (eTrackers), enhancing compatibility with onchain platforms like Huma. Through this integration, Huma and Obligate will bring scalable and sustainable yield products to a broader base of DeFi users, asset managers, and enterprises.

“Huma’s vision aligns seamlessly with Obligate’s mission to redefine access to trusted, compliant onchain financial instruments,” said [Matthias Wyss](https://ch.linkedin.com/in/matthias-wyss/en), CEO at Obligate. “Together, we’re not only enhancing transparency and efficiency in capital markets, but also realizing a shared commitment to empower global investors and accelerate the next era of institutional-grade DeFi.”

“We are delighted to welcome Huma into the Obligate ecosystem. TradeFlow has enjoyed a strong and positive experience issuing real-world, asset-backed deals through Obligate since 2023, and this collaboration further strengthens the onchain pathway for delivering stable, transparent yield from our global real-world asset trade flows. The combination of Huma’s innovative framework and Obligate’s institutional-grade infrastructure aligns seamlessly with our mission to bring real-world economy returns to a wider investor audience,” explained [Dr Tom James](https://sg.linkedin.com/in/tgjames), Co-Founder, CEO & CIO of TradeFlow

The partnership underscores Huma’s commitment to building a robust, compliant, and accessible DeFi infrastructure for real-world yield. By integrating Obligate’s issuance platform, Huma expands its offering of onchain yield products, enabling institutions, fintechs, and decentralized protocols to generate sustainable, asset-backed returns.

About Huma Finance:  
Huma Finance is the first PayFi network, accelerating global payments with instant access to stablecoin liquidity. Processing more than [$8 billion in transactions](https://dune.com/huma-finance/huma-overview), Huma’s network is transforming how money moves globally. Learn more at [huma.finance](https://huma.finance).

About Obligate:   
Obligate provides blockchain infrastructure for the compliant issuance, settlement, and lifecycle management of digital assets. Through its platform, Obligate enables the onchain issuance of legally enforceable securities, offering a seamless bridge between traditional capital markets and decentralized finance. The company’s integrated marketplace enables access for investors into institutional-grade digital solutions directly, while supporting partners across distribution, listing, and custody.

About Tradeflow: TradeFlow Capital is a digital-native trade investment firm transforming global cross-border commodity flows into token-ready, investment-grade real-world assets. Using a proprietary, non-lending model that takes physical ownership of bulk commodities, TradeFlow has been generating predictable, uncorrelated yield for over eight years.  
Already managing trade flows across 25+ markets — with an investment-grade rating on its senior notes, capital-protection insurance wrappers, and blockchain-enabled transparency through its fintech ecosystem — TradeFlow delivers real-economy yield that is institutionally trusted and onchain compatible.  
TradeFlow is redefining how trade finance is accessed, distributed, and risk-managed in a digital world.

For more information about the partnership and related investment opportunities, visit:  
Huma Finance: [https://huma.finance/](https://huma.finance/)   
Obligate: [https://www.obligate.com/](https://www.obligate.com/)  
Tradeflow: [https://tradeflow.capital/](https://tradeflow.capital/)   

 

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## Huma Finance

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