Pairing Staking Rewards and Real-World Yield for Smarter, More Resilient Returns.
Solana’s staking landscape is on the verge of a major shift. With SIMD-228 poised to slash SOL staking rewards, investors will need new strategies to maintain strong, sustainable yields. Splyce Finance and Huma Finance have partnered to launch SOLMATE, an innovative decentralized exchange-traded fund (dETF) that pairs liquid staking with real-world cash flows — helping investors navigate this new reality.
A More Efficient Approach to Solana Yield.
SOLMATE is a USDC-denominated Multi-Yield dETF designed to optimize capital efficiency and risk-adjusted returns. It seamlessly integrates:
JupSOL – Jupiter’s top-performing liquid staking token.
PayFi Strategy Token (PST) – Huma’s upcoming liquid LP token, targeting double-digit yield backed by fees derived from real-world payment flows.
This dual-yield structure provides diversification and stability, allowing investors to maintain upside exposure while reducing volatility in a post-SIMD-288 environment.
“We built the liquid PayFi Strategy Token to establish the transactional economy and sustainable real-world yield as a core DeFi primitive. Splyce’s diversified strategy empowers every SOLMATE to enhance SOL LSTs’ returns with fees collected from real-world payment flows. It’s truly groundbreaking,” said Erbil Karaman, Co-founder of Huma Finance.
“SOLMATE represents the next evolution of on-chain investing. By combining real-world cash flows with Solana’s DeFi ecosystem, it offers investors a more stable yield without sacrificing upside exposure. This approach ensures capital remains productive, liquid, and positioned for growth,” said Manuel Rensink, Co-founder of Splyce Finance.
Nick Ducoff, Head of Institutional Growth at Solana Foundation, noted the broader implications: “Structured investment strategies are a key step in the evolution of Solana’s financial ecosystem.”
SOLMATE is fully permissionless and set to integrate with Solana’s leading DeFi protocols in the upcoming months, providing deep liquidity, frictionless access to decentralized money markets, and a robust portfolio management framework for both retail and institutional investors.
About Splyce Finance. Splyce Finance is a permissionless Solana-native platform pioneering the launch of index- and yield dETFs. Designed for both asset managers and investors, Splyce delivers an on-chain platform for diversified yield generation. For more information, visit https://splyce.finance and follow Splyce on X for the latest updates.
About Huma Finance. Huma is the first PayFi network, powering financing of global payments with instant access to liquidity—anywhere, anytime. With $3B+ in transaction volume and zero defaults to date, Huma is set to bring trillions in payment volume on-chain, eliminating the efficiencies in cross-border payment financing while providing investors with sustainable yield backed by real-world activity.